Purpose and Role


APCA works collaboratively with members, government, regulators and other stakeholders to improve the Australian payments system through:

  • enabling competition and innovation;
  • promoting efficiency; and
  • controlling systemic risk.

By doing this, we engender confidence in the Australian payments system and advance the common interest of our members and the interests of the Australian public.

We undertake our work with transparency, fairness, rigour and integrity.