Cards


Cards Transactions

Monthly volume

Year ATM WIthdrawals Debit Cards Credit Cards
Transactions per month (in millions)
2015 60.0 350.6 179.2
2014 63.5^ 315.6^ 169.4^
2013 67.4^ 282.8^ 163.0^
2012 71.0^ 245.5^ 152.1^
2011 68.1^ 211.5^ 144.2^
2010 68.4 184.6 ^ 131.0
2009 70.8 165.0 118.8
2008 72.9 144.6 119.0
2007 72.0 121.9 118.3
2006 68.3 108.3 115.7
2005 64.3 98.1 102.9
2004 61.6 87.4 93.6
2003 59.8 81.0 85.5
2002 57.3 75.6 83.7
2001 45.3 53.2 67.8
2000 41.5 48.5 61.9
1999 36.6 44.4 42.8
1998 32.8 40.1 32.8
1997 32.9 35.6 27.0
1996 32.0 28.8 23.5
1995 30.8 21.4 21.0
1994 28.4 15.6 18.1


Notes:

* Figures for ATM, debit and credit cards sourced from the Reserve Bank of Australia (RBA) Tables C1 and C4 in the RBA Bulletin (See Explanatory Notes in the Bulletin for definition and coverage.) Previously figures for ATM Withdrawals were compliled by APCA based on annual survey. Revised based on RBA statistics updated 12 December 2007.

^ Figures Revised

Legend
 
ATM Withdrawals (in millions)
 
Debit Cards (in millions)
 
Credit Cards (in millions)
Year 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
ATM Withdrawals 60.0 63.5 67.4 71.0 68.1 68.4 70.8 72.9 72.0 68.3 64.3 61.6 59.8 57.3 45.3 41.5 36.6 32.8 32.9 32.0 30.8 28.4
Eftpos 350.6 315.6 282.8 245.5 211.5 184.6 165.0 144.6 121.9 108.3 98.1 87.4 81.0 75.6 53.2 48.5 44.4 40.1 35.6 28.8 21.4 15.6
Credit Cards 179.2 169.4 163.0 152.1 144.2 131.0 118.8 119.0 118.3 115.7 102.9 93.6 85.5 83.7 67.8 61.9 42.8 32.8 27.0 23.5 21.0 18.1




Notes:

* Figures for ATM, debit and credit cards sourced from the Reserve Bank of Australia (RBA) Tables C1, C4 and C5 in the RBA Bulletin (See Explanatory Notes in the Bulletin for definition and coverage.) Previously figures for ATM Withdrawals were compiled by APCA based on annual survey. Revised based on RBA statistics updated 12 December 2007.
^ Figures for EFTPOS and Credit Cards revised.

Cards Transactions

Monthly value

Year ATM WIthdrawals Debit Cards* Credit Cards*
Value of Transactions - dollars per month (in billions)
2015 11.7 19.8 24.3
2014 12.0 18.4^ 23.8^
2013 12.4 16.9^ 23.4
2012 12.8 15.1^ 22.5^
2011 12.0 13.5^ 21.5^
2010 12.0 12.0 19.6
2009 12.4 11.3 17.8
2008 12.5 9.8 18.3
2007 12.2 8.2 17.4
2006 11.5 7.4 16.5
2005 10.6 6.6 14.2
2004 10.2 5.8 12.8
2003 10.0 5.4 11.4
2002 9.8 4.9 10.9
2001 8.0 3.2 8.0
2000 6.9 2.9 7.0
1999 6.1 2.5 4.7
1998 5.3 2.3 3.6
1997 4.9 1.9 2.9
1996 4.4 1.5 2.5
1995 3.9 1.1 2.2
1994 3.4 0.8 1.8
Legend
 
ATM Withdrawals (in billions)
 
Debit Cards (in billions)
 
Credit Cards (in billions)
Year 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
ATM Withdrawals 11.7 12.0 12.4 12.8 12.0 12.0 12.4 12.5 12.2 11.5 10.6 10.2 10.0 9.8 8.0 6.9 6.1 5.3 4.9 4.4 3.9 3.4
Eftpos 19.8 18.4 16.9 15.1 13.5 12.0 11.3 9.8 8.2 7.4 6.6 5.8 5.4 4.9 3.2 2.9 2.5 2.3 1.9 1.5 1.1 0.8
Credit Cards 24.3 23.8 23.4 22.5 21.5 19.6 17.8 18.3 17.4 16.5 14.2 12.8 11.4 10.9 8.0 7.0 4.7 3.6 2.9 2.5 2.2 1.8




Notes:

* Figures for ATM, debit and credit cards sourced from the Reserve Bank of Australia (RBA) Tables C1, C4 and C5 in the RBA Bulletin (See Explanatory Notes in the Bulletin for definition and coverage.) Previously figures for ATM Withdrawals were compiled by APCA based on annual survey. Revised based on RBA statistics updated 12 December 2007.
^ Figures for EFTPOS and Credit Cards revised.

Number of Customer Payment Accounts and Cards

Year Customer Payment Accounts Personal Debit Cards Personal Credit Cards Commercial Credit Cards
Volume in millions
2015 38 41 18 1
2014 37 37 17 1
Year Customer Payment Accounts Debit cards Credit Cards and Multifunction cards
Volume in millions
2013 35.1 25.8 26.5
2012 33.3 24.4^ 29.8
2011 35.1 23.9^ 23.3
2010 36.5 22.8 19.7
2009 32.8 23.7 20.0
2008 33.4 21.2 20.3
2007 30.8 20.5 22.9
2006 33.1 20.9 22.3
2005 33.0 20.4 22.6
2004 32.4 19.6 21.8
2003 29.4 20.6 18.5
2002 28.1 19.7 16.7
2001 32.7 19.4 15.6
2000 27.1 17.8 13.2
1999 26.9 15.7 12.1
1998 29.7 16.4 10.3
1997 31.6 15.3 9.7
1996 30.8 15.1 9.8
1995 34.9 13.6 9.9
1994 34.4 13.2 9.1
Legend
 
Customer Payment Accounts (in millions)
 
Debit cards (in millions)
 
Credit Cards and Multifunction cards (in millions)
Year 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994
Customer Payment Accounts 35.1 33.3 35.1 36.5 32.8 33.4 30.8 33.1 33.0 32.4 29.4 28.1 32.7 27.1 26.9 29.7 31.6 30.8 34.9 34.4
Debit cards 25.8 24.4 23.9 22.8 23.7 21.2 20.5 20.9 20.4 19.6 20.6 19.7 19.4 17.8 15.7 16.4 15.3 15.1 13.6 13.2
Credit Cards and Multifunction cards 26.5 29.8 23.3 19.7 20.0 20.3 22.9 22.3 22.6 21.8 18.5 16.7 15.6 13.2 12.1 10.3 9.7 9.8 9.9 9.1




Notes:

A break in the series occurred in 2014. Figures for 1994 to 2013 are based on data collected by APCA. Figures for 2014 and onwards represent data collected by the RBA.

Figures for 1994 to 1996 are based on data collected in August.

Figures for 1997 to 2007 are based on data collected in May.

* Customer Payments Accounts cover day-to-day accounts and include: cheque, statement, savings and passbook accounts.

* Figures for 2007 Customer Payment Accounts and Debit Cards, 2008 Customer Payment Accounts revised.