APCA Submissions


APCA engages with the wider payments industry, government and regulators by contributing to the wider policy discussions. This includes consultation and issues papers developed by government departments, committees and inquiries, regulators and other industry organisations. Our recent submissions are listed below.

2016

Submission to the Productivity Commission Inquiry into Data Availability and Use
01 August 2016
Submission Review of Card Payments Regulation Consultation Paper
02 February 2016

2015

Submission to Matters Relating to Credit Card Interest Rates
17 August 2015
Submission to Review of Card Payments Regulation
24 April 2015
Submission to the Financial System Inquiry Final Report
31 March 2015

2014

Submission on Inquiry into Digital Currency
09 December 2014
Submission to the Financial System Inquiry Interim Report
29 August 2014
Submission to the Commonwealth Competition Policy Review
10 June 2014
Submission to the Financial System Inquiry
31 March 2014
Submission to RBA on Proposed Variation to MasterCard and Visa Access Regimes
16 January 2014

2013

Submission to the RBA on Review of Card System Access Regimes: A Consultation Document
10 July 2013
Submission to HM Treasury on Opening up UK Payments
25 June 2013
Submission to Commonwealth Consumer Affairs Advisory Council on Credit Card Surcharges and Non-Transparent Transaction Fees: A Study
21 June 2013
Submission to ASIC on Financial Literacy Strategy Review
21 June 2013

2012

Submission to the RBA's Strategic Review of Innovation in the Payments System: Conclusions
31 August 2012
Submission to the RBA's Review of the Regulatory Framework for the EFTPOS System: Consultation on Designation
19 April 2012
Submission to the RBA on a Variation to the Surcharging Standards: A Consultation Document
10 February 2012

2011

Submission to the RBA on Strategic Review of Innovation in the Payments System: The Innovation Agenda
30 August 2011
Submission to the RBA on Strategic Review of Innovation in the Payments System
30 August 2011
Submission to the RBA on the Review of Card Surcharging: A Consultation Document
20 July 2011
Submission to the RBA-Treasury ATM Taskforce
14 April 2011
Submission to the Commonwealth Treasury on Exposure Draft – Competition and Consumer Amendment Bill (No.1) 2001
09 February 2011

2010

Submission to the Senate Economics Inquiry into Banking Competition
30 November 2010

2009

Submission to the Commonwealth Department of Human Services on ‘Better Dealings with Government’
05 November 2009
Submission to RBA Proposed Changes to EFTPOS Interchange Fee Standard
25 October 2009
Submission to House of Representative Communication Committee Inquiry into Cybercrime
02 June 2009

2008

Submission to Review Code of Banking Practice Issues Paper
07 July 2008
Submission to RBA Preliminary Conclusions Paper
29 June 2008

Archive

Submission to the RBA on Reform of Australia’s Payment System
31 July 2007